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MonitoringVermont AG filing · March 23, 2026

Coalesce, LLC dba Benefitelect Reports Data Security Incident in Vermont

Coalesce, LLC, operating as Benefitelect, has reported a data security incident to regulators in Vermont. This breach involved highly sensitive personal information, including Full Name, Social Security Number, and Financial Account and Routing Numbers. Individuals who received notification should understand the potential risks and take protective measures.

State
Vermont
Reported
March 23, 2026

What may have been exposed

  • Full Name
  • Social Security Number
  • Date of Birth
  • Mailing Address
  • Health Insurance Policy Number
  • Financial Account and Routing Numbers
  • Wage and Compensation Information
  • Tax and Benefit Election Details

Coalesce, LLC, operating under the trade name Benefitelect, notified the Vermont Attorney General of a data security incident reported on March 23, 2026. Benefitelect provides human resources and employee benefits administration services, handling extensive personal information on behalf of employers and employees.

The reported exposure includes deeply sensitive categories of personal and financial information. Specifically, the breach may have affected Full Name, Social Security Number, Date of Birth, Mailing Address, Health Insurance Policy Number, Financial Account and Routing Numbers, Wage and Compensation Information, and Tax and Benefit Election Details.

Such information, if misused, carries significant risks. For instance, Social Security Numbers and Dates of Birth are frequently used in identity theft, while Financial Account and Routing Numbers could lead to financial fraud. Individuals affected by the breach should be vigilant for any suspicious activity related to their personal and financial accounts.

If you receive a notification, it is important to review your account statements and credit reports regularly for any unauthorized activity. Consider placing a fraud alert or security freeze on your credit files with the three major credit bureaus. Also, be wary of unsolicited communications, as scammers may try to exploit data breach victims.

The investigation into the incident is currently monitoring. Details are based on public filings with regulators, which often serve as official records of such security events.

What to do if you were affected

Based on the categories of information reported in this filing, these steps can help limit the risk of identity theft and fraud.

  • Freeze your credit

    Place a free credit freeze with Equifax, Experian, and TransUnion. A freeze blocks new accounts from being opened in your name and can be lifted anytime.

  • Guard against tax fraud

    File your tax return as early as possible and consider requesting an IRS Identity Protection PIN so no one can file a fraudulent return in your name.

  • Watch your financial accounts

    Review bank and card statements for unfamiliar activity and turn on transaction alerts. Report anything you don't recognize to your bank right away.

  • Check for medical identity theft

    Review the Explanation of Benefits statements from your health insurer for services or claims you never received, which can signal misuse of your medical identity.

  • Stay alert to targeted scams

    Be cautious of calls, texts, or emails that reference this breach. Legitimate organizations won't ask you to confirm sensitive details through an unsolicited message.

  • Keep your notification letter

    Save the notice you received. It documents that your information was involved and is often needed to enroll in any credit monitoring offered or to join a related legal claim.

Coalesce, LLC dba Benefitelect breach filing: questions and answers

Where can I see the official Coalesce, LLC dba Benefitelect breach notice?
Coalesce, LLC dba Benefitelect's report is published by the Vermont Attorney General: https://ago.vermont.gov/document/2026-03-23-coalesce-llc-dba-benefitelect-data-breach-notice-consumers Compare it with the letter you received to confirm the dates and details match.
How many people were affected by the Coalesce, LLC dba Benefitelect data breach, and what was exposed?
The filing does not give a count of affected people and lists the following information as involved: Full Name, Social Security Number, Date of Birth, Mailing Address, Health Insurance Policy Number, Financial Account and Routing Numbers, Wage and Compensation Information, Tax and Benefit Election Details. Your own letter is the best guide to what was exposed about you, since notices are usually tailored to each person.
Is there a Coalesce, LLC dba Benefitelect data breach class action lawsuit?
Law firms often open an investigation after a breach notice like this one, and a class action lawsuit may follow. This page doesn't confirm that a lawsuit has been filed against Coalesce, LLC dba Benefitelect. You usually don't have to join a class action to be included — if a settlement is reached, class members are notified and can file a claim.
Is the Coalesce, LLC dba Benefitelect data breach letter legit or a scam?
A notice from Coalesce, LLC dba Benefitelect in the mail matches the breach Coalesce, LLC dba Benefitelect reported to the Vermont Attorney General on March 23, 2026. Check that the company name and dates in your letter match that filing. A real notice of data security incident won't ask for your password, Social Security number or a payment — if it does, contact Coalesce, LLC dba Benefitelect through a phone number or website you find yourself.
Can I sue Coalesce, LLC dba Benefitelect over the data breach?
It depends on what was exposed, the law in Vermont and your own state, and whether you've been harmed. Most people take part through a class action rather than suing alone. Keep your notification letter — it's the proof that connects you to the breach.
How much could a Coalesce, LLC dba Benefitelect data breach settlement or claim be worth?
There is no set amount, and no Coalesce, LLC dba Benefitelect settlement is confirmed here. In past data breach settlements, payments depended on what data was exposed and on documented losses — fraud, out-of-pocket costs and time spent dealing with the breach. The filing lists Full Name, Social Security Number, Date of Birth as involved. Keep receipts and records; they're what damages claims are built on.
Did Coalesce, LLC dba Benefitelect offer free credit monitoring?
Any free monitoring Coalesce, LLC dba Benefitelect is offering will be described in the notice you received, along with an activation code and a sign-up deadline. Because Social Security numbers are listed in this filing, identity monitoring and a credit freeze matter more than usual. Enrolling does not give up your right to bring a claim.
Do I need a Coalesce, LLC dba Benefitelect data breach lawyer or attorney?
An attorney can read your notice and tell you whether a claim makes sense. A case review here is free, and data breach cases are usually handled on contingency, so there is no upfront cost.
What should I do after getting the Coalesce, LLC dba Benefitelect data breach notice?
Keep the letter and the envelope, and note the date it arrived. Freeze your credit with Equifax, Experian and TransUnion, change any passwords the notice mentions, and sign up for any free credit monitoring the letter offers. Then check whether you may have a claim.

Source: Vermont Attorney General filing

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