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MonitoringMontana AG filing · December 12, 2025

700Credit, LLC Reports Data Breach in Montana from October 2025 Incident

700Credit, LLC, a credit reporting and financial technology provider, filed a data breach notice in Montana following a security incident on October 25, 2025. This breach exposed sensitive personal and financial data, increasing potential risks for individuals whose information is managed by the company.

State
Montana
Breach date
October 25, 2025
Reported
December 12, 2025

What may have been exposed

  • Full Name
  • Social Security Number
  • Date of Birth
  • Credit Score Information
  • Financial Account Number
  • Credit History Report
  • Mailing Address
  • Employment and Income Details

700Credit, LLC, a financial technology provider specializing in credit reporting for the automotive and lending industries, filed a data breach notification with Montana regulators on December 12, 2025. This report details a security incident that occurred on October 25, 2025, though the specific nature of the breach type has not been disclosed in public records.

The company confirmed that a range of sensitive personal and financial data was exposed during this incident. The compromised categories include Full Name, Social Security Number, Date of Birth, Credit Score Information, Financial Account Number, Credit History Report, Mailing Address, and Employment and Income Details.

The exposure of this combination of data types, particularly Social Security Numbers and financial account details alongside credit history, presents substantial risks. Affected individuals may face an increased potential for identity theft, fraudulent credit applications, and other forms of financial exploitation by malicious actors.

This kind of data exposure can necessitate long-term vigilance as compromised information may be used over an extended period. The full scope of the investigation into the incident by 700Credit, LLC is noted as ongoing, with the company continuing monitoring efforts.

Individuals who receive an official data breach notification from 700Credit, LLC should carefully review the letter for personalized details regarding their situation. Widely recommended protective measures include regularly monitoring credit reports for any unauthorized activity, placing a fraud alert on credit files, and considering a security freeze with credit bureaus.

It is also advisable to be cautious of unsolicited communications, such as emails or phone calls, that request personal information, as these could be phishing attempts. Taking these general precautions can help mitigate potential harm following a data security incident.

What to do if you were affected

Based on the categories of information reported in this filing, these steps can help limit the risk of identity theft and fraud.

  • Freeze your credit

    Place a free credit freeze with Equifax, Experian, and TransUnion. A freeze blocks new accounts from being opened in your name and can be lifted anytime.

  • Guard against tax fraud

    File your tax return as early as possible and consider requesting an IRS Identity Protection PIN so no one can file a fraudulent return in your name.

  • Watch your financial accounts

    Review bank and card statements for unfamiliar activity and turn on transaction alerts. Report anything you don't recognize to your bank right away.

  • Stay alert to targeted scams

    Be cautious of calls, texts, or emails that reference this breach. Legitimate organizations won't ask you to confirm sensitive details through an unsolicited message.

  • Keep your notification letter

    Save the notice you received. It documents that your information was involved and is often needed to enroll in any credit monitoring offered or to join a related legal claim.

Source: Montana Attorney General filing

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