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Check Eligibility →Under Delaware Online Privacy and Protection Act, you may have a legal claim against Supplemental: Loan Care, LLC. (Notice on Behalf of Atlantic Bay Mortgage, LLC.) if any of the following apply:
Based on the data types reported in this filing, affected individuals face the following specific risks:
Your SSN is the master key to your identity. Once exposed, criminals can open new lines of credit, take out loans, or file taxes in your name.
Combined with a name and other leaked data, date of birth helps criminals pass identity verification questions at banks and government agencies.
Home address exposure can enable mail theft, package fraud, and targeted phishing attacks that reference your known location.
Phone numbers exposed in breaches are used for SIM swapping attacks — hijacking your number to bypass two-factor authentication on financial accounts.
As a healthcare organization, Supplemental: Loan Care, LLC. (Notice on Behalf of Atlantic Bay Mortgage, LLC.) was entrusted with some of the most sensitive data a person can share. According to a DE state filing, Supplemental: Loan Care, LLC. (Notice on Behalf of Atlantic Bay Mortgage, LLC.) experienced a data security incident affecting an undisclosed number of individuals, exposing financial account information and payment data. This breach was recently disclosed and the window for legal action is open now.
Supplemental: Loan Care, LLC, acting on behalf of Atlantic Bay Mortgage, LLC, appears to be a financial institution and mortgage services provider specializing in home loans and financial management. In the ordinary course of business, organizations of this type typically collect and store sensitive consumer information, including names, Social Security numbers, dates of birth, financial account details, and mortgage history records. This security incident was officially reported to the Delaware Attorney General in 2026. If you received a data breach notification letter from the company, it indicates that your personal information may have been involved in the incident. Affected individuals are advised to review the letter carefully for specific details regarding the event and instructions on accessing complimentary protective services.
Applicable State Law
This breach was reported under the Delaware Online Privacy and Protection Act, which mandates notification to affected individuals and establishes your right to seek damages.
No. Under Delaware Online Privacy and Protection Act and federal law, the unauthorized exposure of your personal data — regardless of whether it has been actively misused — can be sufficient grounds for a claim. The breach itself is the injury.
Nothing. The Law Office of David S. Harris handles data breach cases on contingency — you pay zero upfront and owe nothing unless compensation is recovered.
Immediately place a free credit freeze at all three bureaus (Equifax, Experian, TransUnion). A freeze blocks new accounts from being opened in your name. Then file a complaint with the FTC at IdentityTheft.gov and contact our office — SSN exposure is one of the most serious breach types.
Banks may reverse fraudulent charges, but they are not obligated to compensate you for time lost, stress, or indirect damages. A class action claim against the breached company can recover those additional categories of harm.
State statutes of limitations for data breach claims typically run 2–4 years from the date of the breach or its discovery. Because this breach was recently disclosed, the window is open — but acting early preserves your options and strengthens the case.
Received a notification letter from Supplemental: Loan Care, LLC. (Notice on Behalf of Atlantic Bay Mortgage, LLC.)?
Read our dedicated guide — what the letter means and exactly what to do.
"According to a state filing in DE on July 28, 2026, this breach affected not publicly disclosed individuals."
View official DE AG filing →Learn how to participate in the class action and what compensation you may be entitled to.
Join the Class Action →Use our verification tool to confirm your letter matches this official AG filing.
Verify My Notice LetterThis case file references a public filing made with the state filing in DE. This website is not affiliated with, endorsed by, or operated by any state government agency.
Supplemental: Loan Care, LLC. (Notice on Behalf of Atlantic Bay Mortgage, LLC.) breach?
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