What It Means · DE · AG Filing: July 28, 2026
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Supplemental: Loan Care, LLC. (Notice on Behalf of Atlantic Bay Mortgage, LLC.) was legally required to send this letter. Under DE law and applicable federal regulations, any company that experiences a data breach affecting residents must notify those individuals in writing within a set timeframe.
DE reported this breach to the state Attorney General on July 28, 2026, with the actual incident occurring on or around November 19, 2023. The number of affected individuals was not publicly disclosed in the AG filing.
This letter is not spam. It is a legal disclosure mandated by state law.
Under the Delaware Online Privacy and Protection Act, Supplemental: Loan Care, LLC. (Notice on Behalf of Atlantic Bay Mortgage, LLC.) was legally required to notify you of this breach. The letter should specify which of your data was involved — commonly Name, Social Security Number, Account Number. This notification was issued recently, which means you are still within the optimal window to explore legal options.
Full Name
Used in combination with other data for identity theft.
Social Security Number
This information was part of the compromised data.
Account Number
This information was part of the compromised data.
Date of Birth
Key identity verification data used to open accounts in your name.
Financial Account Information
This information was part of the compromised data.
Routing Number
This information was part of the compromised data.
Physical Address
Home address exposed — increases risk of physical mail fraud and identity theft.
Phone Number
This information was part of the compromised data.
What They're Offering
What They're Not Telling You
Companies are required to notify you — but they are not required to tell you about your legal options. Class action lawsuits have resulted in real monetary settlements for breach victims, in addition to or instead of the credit monitoring the company offered.
A legitimate data breach notification letter from Supplemental: Loan Care, LLC. (Notice on Behalf of Atlantic Bay Mortgage, LLC.) should contain all of the following. Use this as a checklist to verify your letter is authentic.
Company letterhead
The letter should be from Supplemental: Loan Care, LLC. (Notice on Behalf of Atlantic Bay Mortgage, LLC.) or a law firm acting on their behalf.
Description of the incident
An explanation of what happened, how systems were accessed, and when the company discovered the breach.
What information was involved
A specific list of the types of personal information that were affected — this should match what was reported to the AG.
What the company is doing
Steps the company claims to have taken to address the breach and prevent future incidents.
Credit monitoring enrollment instructions
An offer of free credit monitoring services, including an enrollment code or a toll-free number.
Contact information
A phone number or address where you can ask questions about the breach.
Read the letter carefully
Note the date of the breach, the exact data types listed, and the offer (if any) of credit monitoring services. Keep the original letter — it may be evidence.
Freeze your credit immediately
A credit freeze at all three bureaus (Equifax, Experian, TransUnion) is free and blocks new credit in your name. Do this before anything else.
Check for unauthorized financial activity
Review 90 days of account statements for unfamiliar transactions. If you find any, dispute them immediately in writing with your bank and file an FTC report.
Consult a data breach attorney
You may be entitled to compensation beyond what the company's offer covers. An attorney can evaluate your specific situation at no charge — the consultation is free and there is no fee unless compensation is recovered.
Receiving a data breach notification letter is not the end of the story — it may be the beginning of a legal claim. Individuals affected by corporate data breaches have pursued and won compensation for:
Class action lawsuits allow groups of affected individuals to pursue claims collectively, which increases leverage and reduces the burden on any one person. There is no cost to you to have an attorney review your case — fees are only collected if there is a recovery.
"This breach was filed with the DE Attorney General on July 28, 2026. The official filing is publicly available and has been verified by DataBreachCaseFile.com."
View official DE AG filing →View the complete Supplemental: Loan Care, LLC. (Notice on Behalf of Atlantic Bay Mortgage, LLC.) case file including status, AG filing details, and related breaches.
View Case File →Find out how to join the Supplemental: Loan Care, LLC. (Notice on Behalf of Atlantic Bay Mortgage, LLC.) class action lawsuit and what you may recover.
Join the Class Action →Confirm your notice letter matches the official DE AG filing.
Verify My Notice LetterThis page references a public filing made with the DE Attorney General. This website is not affiliated with, endorsed by, or operated by any state government agency.
Supplemental: Loan Care, LLC. (Notice on Behalf of Atlantic Bay Mortgage, LLC.) breach?
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